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Please carefully read Terms of Use for This Website. Your use of this website is conditioned upon your acceptance of the terms contained on this page. IF YOU DO NOT AGREE TO THE TERMS, DO NOT USE THIS WEBSITE.

By your use of this website, you are acknowledging that you have:


Using the Website

By using this website, you acknowledge that you are more than 13 years of age and meet the eligibility requirements to bind and form a contract for insurance.

To use some features of the website, you are required to input personal information into the site. It is a condition of the use of the website that the information you are providing is true, accurate, and current to the best of your knowledge. In providing this information, you consent to us using and sharing your information as appropriate to provide you with products and services, as described in our Privacy Policy.

If you create or are issued a username and/or password to access certain functions on the website, you shall treat this information as confidential. Additionally, you shall not allow others to use and access your account. You should take reasonable measures to protect your information and account security.

We provide this website for use only be persons located in the United States. Twico Twico’s products and services are only available for contract in Texas.

Prohibited Uses

You may use the website for lawful purposes and in accordance with these Terms of Use. You agree not to use the website to violate any laws, impersonate Twico or its personnel, prohibit another’s use of the website, or engage in conduct that harms Twico or its users or exposes either to liability. Additionally, you agree not to use any software that could prohibit another’s use of the site or introduce any viruses or other material that may cause technological harm. You shall not attempt to gain unauthorized access to the website or interfere with any server, computer or database connected to the website. You agree not to monitor or copy any website material, for any other purpose not expressly authorized in the terms, without proper written consent. Using another person’s log-in information or accessing another’s account without being an authorized user is a violation of these Terms. Additionally, you shall not knowingly provide any untrue information either through the website or to an agent in order to obtain a quote or contract from an agent.

Reliance on Information Presented & Quotes/Coverage

The information presented on the website is made available solely for general information or promotional purposes. Any descriptions of coverage are general descriptions and not a contract or invitation to contract. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance on such information is strictly at your own risk.

Warranties are not Provided to Users—Disclaimers, Limitations, and Exclusions

This website is for information and promotional purposes only. Twico is not making any warranty, either express or implied, of any kind with respect to the contents of this site. Twico does NOT warrant the accuracy of the text, other links mentioned in this website and/or the completeness of the information contained herein. There is no warranty, either express or implied being made to you the reader as to fitness of the information or data for any particular purpose. There is no guarantee being made that this website is free from a computer virus.

Intellectual Property Rights

The website and its contents, features, and functionality are owned by Twico, its licensors, or other providers of such material and are protected by law. These Terms of Use permit you to use the website for your personal, non-commercial use only. You may temporarily store website material in RAM incidental to your accessing and viewing such material. You may store filed automatically cached by your browser for display purposes. You may print or download one copy of a reasonable amount of pages of the website for personal use. You cannot modify or remove proprietary notices of any copies of any website material.

If you violate these Terms, your right to use the website will cease immediately and any illegal copies of the material may, at our discretion, be returned or destroyed. No right, title, or interest in or to the website or any of its content is transferred to you. Any use of the website not permitted by these Terms is a breach of the Terms and may be a copyright, trademark, or other legal violation.


The terms Twico and The Woodlands Insurance Company are protected from use by third parties by trademark laws. The Twico smile logo is also protected. These terms and logo may NOT be used by third parties without the express written consent of Twico or its affiliates.

The materials and format of this website are copyrighted, and any use by you or a third party is prohibited without the express written permission of Twico or its affiliates.

Limitation of Liability

Twico and its affiliates will not be responsible or liable to you or for any damages you or a third party incurs due to the use of this website. This limitation includes any losses or expenses whether of a special, incidental or consequential nature arising out of any:

  1. virus;
  2. system failure of this website;
  3. defect or delay in transmission of the website itself; and
  4. errors in the information set out in this website.

Twico is also not responsible or liable for any damages that result from the use of a third-party website that may be linked on this website.

Third-Party Sites

This website contains links to third-party sites. Any links or hyperlinks to other internet resources can be problematic and you should consider the risks in view of such sources. Twico does NOT endorse, monitor or made certain other websites or sources are accurate and virus free. Please read the third party’s terms and conditions as well as their privacy policy for information governing their individual site. Twico is not responsible for the content of any third-party site.

Privacy Policy

Our Privacy Policy details how we collect, use, and share your personal information on this website. To learn about Twico’s Web Privacy Policy, please visit our Privacy Policy page.

Changes to the Terms

This agreement came into effect on 01/01/2021.

Twico reserves the right to change, modify or alter the materials in this website as it deems appropriate with no public notice of when such change(s) occur. Your continued use of the website following the posting of revised Terms of Use means you accept and agree to the changes. You shall check this page periodically, so you are aware of any changes, as they are binding on you.

Jurisdiction and Enforceability

Twico is Texas domiciled insurance company. Your use of this site shall be governed and construed according to Texas law, without any regard to any conflict of law provisions. Twico products and services are only available in Texas. Any proceeding against Twico or its affiliates must be filed in Montgomery County, Texas.

If any clause or condition in these Terms of Use is invalid, that portion(s) shall be severable and shall not affect the validity of the remaining terms and conditions.


If you have questions about this Terms of Use, you may contact us at:

The Woodlands Insurance Company
1201 Lake Woodlands Drive, Suite 4020
The Woodlands, Texas 77380

or email include your name, address and policy number.

These terms pertain to your use of this website. For questions regarding your policy/coverage or changes to your name/address, please contact your agent.